Get Sorted for Group Christmas Presents This Year With This Awesome App

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This post is sponsored by PayK

I like to think I’m pretty laid-back. I don’t sweat the small stuff.

But, I do have one teensy, tiny pet peeve.

I’m a little embarrassed to admit it, because it doesn’t seem like a big deal. But it’s something that happens to me ALL. THE. TIME.

You know when you go out to dinner with friends or your organising a group birthday present (like a class teacher Christmas present) and one person has to pay the lump sum?

Well, I often put my hand up as that person. ‘No worries, I’ll chuck it on my credit card and you guys can just pay me back.’ And out comes my poor, worn-out plastic, so overused I think I can actually hear it groaning under the weight of everything I’ve put on it lately.

‘Thanks,’ everyone says. ‘We’ll pay you back.’

Sometimes, they do. Some people might have cash (weirdos) or they do a bank transfer, if I can figure out how to send them my account details. But, it always kind of brings the vibe down, right? Having awkward conversations about who owes who how much is the last thing you want to be doing.

And then there’s always someone who doesn’t end up paying you back. You always end up out of pocket, and a bit resentful. It feels like, when you’re that laid-back person who just pulls out the credit card because you don’t want to spoil the moment, people take advantage of that. But, I’ve got a new trick up my sleeve, and I’m taking time out of my busy magician schedule to make a PSA about it, because I KNOW I’m not the only person this happens to.

My Public Service Announcement (PSA) is: PayK.

PayK, my new best friend, is a social finance app for EXACTLY these kind of group situations. It’s super easy to set up, and it does all the icky bits of collecting money from your mates, and even sending reminders to those “slow sallies” who don’t pay on time. With PayK, you can either be a host or contributor. Obvs, I’m usually the host. The app uses your phone contacts to create the group of contributors, then they can use their Visa or Mastercard to pay their portion of whatever the cost is. Nobody needs to swap bank details or remember amounts, so they just transfer into the group kitty, and then the host can withdraw it into their bank account for free. Everyone can see who has or hasn’t paid (so there’s no squirming out of it!) and the app is super safe and secure, so privacy is not a problem.

This is a game-changer. I can already think of other ways it’s going to be handy, too.  At Christmas, the whole class is going to chip in for teacher presents because they deserve something decent for wrangling our crazy kids, and they’ve probably got enough mugs, soap and candles. So, you can PayK it all the way! And if you don’t get the cash, your name’s not going on the card, Sharon. No, sirree.

So, who else wants in to the PayK club? We’ve got a secret handshake and everything (that’s a lie). PayK is helping all Aussie parents this year by giving you a FREE $50 credit when you collect for your teacher’s gift with PayK. All you need to do is 1) download the app, 2) create a group & 3) invite 10 new parents to join PayK + use the code PAYK50

Hop to it people! Download the app now!

(Note: code expires October 31) 

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About Author

School Mum

Being a mum to 3 kids (one of them full time at home with me) and trying to juggle everything became pretty crazy.

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